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Monthly Archives :

July 2019

FHA Streamline Refinance
 FHA Streamline Refinance 1024 536 Vellum Mortgage
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The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional refinance an FHA Streamline Refinance allows a borrower to refinance…

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Why was I countered?
 Why was I countered? 1024 536 Vellum Mortgage
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As a homebuyer, if you make an offer below list price, the seller may choose to reject, accept or simply let the offer expire. If there are multiple offers, the listing agent will lay out the options for their client and then notify all buyers’…

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Understanding Cash-Out Refinances
 Understanding Cash-Out Refinances 1024 536 Vellum Mortgage
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If you’ve built up significant equity through your monthly payments and your home’s appreciation, a cash-out refinance may make sense to improve your general financial situation or the value of your home. With a cash-out refinance, you’re refinancing your mortgage for more than you currently…

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Thinking About Buying a Home?
 Thinking About Buying a Home? 1024 536 Vellum Mortgage
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One of the first steps in the homebuying process is fully understanding your finances. Here is a checklist to help you prepare. Avoid making changes to your financial story that could hurt your ability to qualify for your home loan. Do Make and stick to…

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