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Vellum Mortgage

Not Ready to Buy a Home? You Should Still Talk to a Lender.
Not Ready to Buy a Home? You Should Still Talk to a Lender. 1024 683 Vellum Mortgage

If you’re a first-time home buyer, you might think you’re not ready to purchase a house. Perhaps you’re concerned about your job situation, your previous credit history, or your high monthly expenses. Whatever the circumstances, every borrower and financial situation is unique. Unless you’re a…

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Things to Remember
Things to Remember 1024 683 Vellum Mortgage

There are many factors that can change your ability to qualify for a mortgage. It’s important to follow these guidelines until your loan is closed. Do Pay all your monthly bills on time Keep track of all your bank deposits and statements Find and organize…

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Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends
Millennials Buy Homes for Their Best Friends 1024 684 Vellum Mortgage

One–third of Millennials had their best friends at heart — dogs, that is — when deciding to buy their first homes. According to an online survey conducted by Harris Poll, only wanting a bigger home and to build equity rather than pay rent to someone…

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7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent
7 Reasons You Need a Real Estate Agent 1024 710 Vellum Mortgage

The road to homeownership can be bumpy, and it’s often filled with unexpected turns and detours. That’s why it makes sense to have a real estate pro help guide the way. While real estate websites and mobile apps can help you identify houses you may…

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13 Mortgage Questions to Ask — and the Answers You Want
13 Mortgage Questions to Ask
13 Mortgage Questions to Ask 1024 683 Vellum Mortgage

Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of the game. Which type of mortgage is best for me? This question will help you know if you’re talking to just a…

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Vellum Mortgage
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators 1024 480 Vellum Mortgage

FOR IMMEDIATE RELEASE December 6, 2018 Centreville, VA. – Vellum Mortgage announced the hiring of Greg Kingsbury and the Kingsbury Mortgage Team, extending their reach into the Maryland market. This follows recent additions, Carlos Larrazabal and Shannon Leydig, to the start-up mortgage company’s growing sales…

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Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 683 Vellum Mortgage

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market, which could be good for buyers. If you’re in the…

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Understand Your Loan Options
Understand Your Loan Options
Understand Your Loan Options 1024 686 Vellum Mortgage

Not all home loans are the same. Three key choices are the loan term, or length of the loan, the interest rate type and the loan type. Knowing what kind of loan is most appropriate for your situation prepares you for speaking to lenders. A…

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Getting Pre-Approved Should Be Your First Step
Getting Pre-Approved Should Be Your First Step 1024 662 Vellum Mortgage

In many markets across the country, the number of buyers searching for their dream homes greatly outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about…

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3 Keys to Owning a Home
3 Keys to Buying a Home
3 Keys to Buying a Home 1024 683 Vellum Mortgage

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer. An FHA loan allows a lower credit score, sometimes as…

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