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Residential Mortgage Loan Underwriter

Elevate Your Career

Residential Mortgage Loan Underwriter

Residential Mortgage Loan Underwriter 1024 536 Vellum Mortgage

Job Summary:

We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral and credit packages for mortgage loans covering all levels of complexity, including manually underwritten files. The ability to make, support and explain, verbally and in writing, sound credit decisions is essential to the position. In addition to underwriting files, the Senior Underwriter will be a key resource for Vellum Mortgage loan officers and will play a significant role in the future growth and direction of Vellum Mortgage.

Essential Job Duties include but are not limited to those listed below:                                           

  • Underwrite FHA, VA, FNMA, FHLMC, USDA, VHDA, MD-CDA, Non-conforming, and Vellum Portfolio Products within credit and quality standards.
  • Underwrite a minimum 60 units per month. Maintain a daily workload as needed to ensure prompt turnaround time as dictated by management.
  • Function as a technical resource to Loan Officers and Loan Managers.
  • Enter complete and accurate data in systems to ensure data integrity.
  • Support team members to identify potential solutions/alternatives for complex loan files.
  • Maintain knowledge of underwriting guidelines and stay current with department requirements.
  • Provide prompt, quality service to the origination team in a friendly and professional manner, supporting the inclusive, positive Vellum Mortgage culture.


  • Minimum five years of mortgage underwriting experience.
  • Minimum one year of FHA and VA experience.
  • Experience with both AUS and manual underwriting methods including DU and LP.

Specific Knowledge Requirements:

  • Minimum five years of mortgage underwriting experience.
  • Minimum one year of FHA and VA experience – FHA Chums, VA SAR preferred
  • Experience with both AUS and manual underwriting methods
  • Experience with Microsoft Office Suite

Additional Requirements:

  • This job will require a criminal background check.
  • Underwriting designations preferred.
  • FHA Direct Endorsement Underwriting designation preferred.
  • VA designations required.

Application Questions:

  • How many years of Mortgage Underwriting experience do you have?
  • Do you have an FHA CHUMS number?
  • Do you have an VA SAR ID number?

About Vellum Mortgage

Vellum was created to elevate the entire mortgage experience, for everyone involved in the mortgage process. Our mission is to provide unparalleled transparency in the loan process, backed by a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on. Learn more about Vellum at www.vellummortgage.com.

Job Type: Full-time

Location: Fairfax, VA

Interested in becoming part of the Vellum Fam? Click here to send us your resume today!