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Refinancing Your Home

There are many reasons to refinance your mortgage, and now is a good time to do it. You may want to refinance to meet a variety of personal and financial goals such as lowering monthly payments, consolidating debt, remodeling, or even paying for a child’s (or your own) education. Refinancing will completely replace your current mortgage with a new loan that provides you with new term, rate and monthly payment.

With Vellum Mortgage’s simplified home loan process and our ElevateTM Loan Dashboard refinancing is easier and faster than ever before. And you’ll never be alone on your refinance journey – we’ll walk you through every step, helping you get set up with the loan that’s best for your financial goals and situation. And of course, we’ll be here to answer any questions you may have.

We’ve Redefined & Elevated the Home Loan Experience

We’re so glad you chose to work with us. Here’s a glimpse at our unique process and how we work to understand your story.

1. Apply

Use ElevateTM from your mobile or desktop and enter the information we need to know about your financial story.

2. Verification

After you apply we begin verifying your information. From here you can easily upload any additional documents, sign Disclosures, E-Consent and chat with your Loan Manager.

3. Approval

We’re getting closer! During this stage, every item in your application is carefully reviewed ensuring it meets all requirements.

4. Closing

Congratulations on being approved! Review your closing documents carefully. And most of all, enjoy the celebration!

Let’s Get Started Refinancing Your Home

You’re so close to refinancing to meet your financial goals. Let’s do this!