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Happy Veterans Day.
Happy Veterans Day. 1024 536 Vellum Mortgage

Residential Mortgage Loan Underwriter
Residential Mortgage Loan Underwriter 1024 536 Vellum Mortgage

Job Summary: We are seeking a Senior Underwriter to partner with our loan origination staff in the creation of high quality, insurable mortgage loans. The Senior Underwriter will evaluate collateral and credit packages for mortgage…

Grants & Down Payment Assistance Programs
Grants & Down Payment Assistance Programs 1024 536 Vellum Mortgage

A 2017 Zillow survey of 10,000 American adults found that two-in-three people who were then renting identified saving for a down payment as their biggest obstacle to homeownership. If you want to become a homeowner,…

101% Yours
101% Yours 1024 536 Vellum Mortgage

101% Financing, No Mortgage Insurance Owning a home is the American Dream! Whether you are a first-time buyer or moving up, we’ve made it easier than ever to get into a new home…even helping with…

Mortgage Insurance
What is mortgage insurance and how does it work?
What is mortgage insurance and how does it work? 1024 536 Vellum Mortgage

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.  Typically, borrowers making a down…

What is home equity?
Home Equity: What It Is and Why It Matters
Home Equity: What It Is and Why It Matters 1024 536 Vellum Mortgage

It is often said that homeownership builds wealth. So, what is home equity, and how can it enhance your net worth? What is home equity? Home equity is the current market value of your home,…

5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall
5 Reasons to Buy a Home This Fall 1024 536 Vellum Mortgage

Real estate markets ebb and flow just like the seasons. The spring market starts hopping when the sun comes out, flowers bloom and winter is over. Conversely, fall signals the beginning of a slower market,…

Vellum Mortgage News
Vellum Mortgage Teams with Finicity and Freddie Mac to Release Fully Digital Verification of Income and Employment Solution
Vellum Mortgage Teams with Finicity and Freddie Mac to Release Fully Digital Verification of Income and Employment Solution 1024 536 Vellum Mortgage

Centreville, Va., Sept 18, 2019 – Vellum Mortgage announced today, through their partnership with Finicity and Freddie Mac, the October 1 implementation of Finicity’s new Verification of Income and Employment (VOIE) solution, creating a significant…

20-year mortgage benefits
How a 20-year home mortgage can save you money.
How a 20-year home mortgage can save you money. 1024 536 Vellum Mortgage

The 30-year fixed-rate home mortgage dominates the housing market, particularly for first-time buyers who appreciate the ability to extend their home loan payments for the longest possible term. The second most common fixed-rate loan term…

Moving Checklist & Planner
Moving Checklist & Planner
Moving Checklist & Planner 1024 536 Vellum Mortgage

Let’s face it, moving is stressful. Moving all your belongings from one place to another is hard, and so is relocating your life in general. But, let’s not forget that moving to a new place…

Why Use a Local Mortgage Lender
Why Use a Local Mortgage Lender?
Why Use a Local Mortgage Lender? 1024 536 Vellum Mortgage

Real estate agents who would represent you as a buyer do care which lender you use. They’ll often suggest that you use a local lender who’s experienced with your area’s nuances, such as local taxation…

FHA Streamline Refinance
FHA Streamline Refinance
FHA Streamline Refinance 1024 536 Vellum Mortgage

The FHA Streamline Refinance program is a special refinance program for people who have a Federal Housing Administration (FHA) loan. It is the simplest and easiest way to refinance an FHA loan. Unlike a traditional…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

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