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Mortgage - 13 Mortgage Questions to Ask
13 Mortgage Questions to Ask
13 Mortgage Questions to Ask 1024 536 Vellum Mortgage

Having a list of mortgage questions to ask potential lenders is just the start. Knowing the answers you’re looking for puts you ahead of the game. Which type of mortgage is best for me? This question…

Vellum Mortgage
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators
New Mortgage Startup, Vellum Mortgage, Hires Top-Producing Originators 1024 480 Vellum Mortgage

FOR IMMEDIATE RELEASE December 6, 2018 Centreville, VA. – Vellum Mortgage announced the hiring of Greg Kingsbury and the Kingsbury Mortgage Team, extending their reach into the Maryland market. This follows recent additions, Carlos Larrazabal…

Understand Your Loan Options
Understand Your Loan Options
Understand Your Loan Options 1024 536 Vellum Mortgage

Not all home loans are the same. Three key choices are the loan term, or length of the loan, the interest rate type and the loan type. Knowing what kind of loan is most appropriate…

3 Keys to Buying a Home
3 Keys to Buying a Home
3 Keys to Buying a Home 1024 536 Vellum Mortgage

Mortgage guidelines for first-time homebuyers have changed over recent years. In order to ensure loan approval, you need to have everything in order before your application. Credit Credit is very important for the first-time homebuyer.…

Pre-Qualification vs. Pre-Approval
Pre-Qualification vs. Pre-approval
Pre-Qualification vs. Pre-approval 1024 536 Vellum Mortgage

Two often confused terms in the home buying process are a mortgage loan pre-qualification and a home loan pre-approval. Here’s what you really need to know about each one. Pre-Qualification A mortgage pre-qualification is simply…

Private Mortgage Insurance
Private Mortgage Insurance
Private Mortgage Insurance 1024 536 Vellum Mortgage

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making…

New Mortgage Rules for the Self Employed
New Mortgage Rules For Self-Employed Borrowers
New Mortgage Rules For Self-Employed Borrowers 1024 536 Vellum Mortgage

Being your own boss comes with a lot of perks. Easier mortgage approval may not be one of them. If you’re self-employed, you must meet different requirements than a salaried person to qualify for a…

Understanding Your Finances
Understanding Your Finances
Understanding Your Finances 1024 536 Vellum Mortgage

One of the first steps in the homebuying process is fully understanding your finances. It’s important and necessary to help you determine how much you can afford.  Start by asking yourself the following questions and…

Factors that determine your interest rate.
The Factors That Determine Your Mortgage Interest Rate
The Factors That Determine Your Mortgage Interest Rate 1024 536 Vellum Mortgage

When you take out a mortgage to buy a home, you pay interest over the years. So what determines that rate? Obviously, your credit history probably plays the biggest role, but there are other factors…

Deciding Whether to Refinance
Deciding Whether to Refinance
Deciding Whether to Refinance 1024 536 Vellum Mortgage

During the term of your mortgage, you may want to refinance to meet a variety of personal and financial goals. Refinancing will completely replace your current mortgage with a new loan that provides you with…

Congratulations Patrick Gardner!
Congratulations Patrick Gardner! 810 450 Vellum Mortgage

Congratulations to our very own Patrick Gardner! Last night he was officially inducted as a Residential Board Member of the Mortgage Bankers Association (MBA) of Metropolitan Washington! About the MBA/WM The Mortgage Bankers Association of…

Let’s Get Started Financing Your Home

You’re so close to being a homeowner or refinancing to meet your financial goals. Let’s do this!

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