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Tax Benefits of Buying a Home
Tax Benefits of Buying a Home 1024 536 Lori Curley

Knowing what tax benefits come with home ownership is an important step in painting the picture of how your finances will look when you decide to buy. Tax advantages for homeowners are not exclusive to certain types of homes. Everything from a condominium to a…

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What is mortgage insurance and how does it work?
What is mortgage insurance and how does it work? 1024 536 Vellum Mortgage

Mortgage insurance lowers the risk to the lender of making a loan to you, so you can qualify for a loan that you might not otherwise be able to get.  Typically, borrowers making a down payment of less than 20 percent of the purchase price…

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Private Mortgage Insurance
Private Mortgage Insurance 1024 536 Vellum Mortgage

PMI, aka private mortgage insurance, is a type of mortgage insurance from private insurance companies used with conventional loans. Similar to other kinds of mortgage insurance policies, PMI protects the lender if you stop making payments on your home loan. PMI can be arranged by…

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